Payment Processing

Payment Processing

Optimize Payment Operations at Scale

Payment processors face unique challenges: massive transaction volumes, complex revenue sharing, interchange fees, failed payments, and merchant lifecycle management. BillingPlatform delivers the high-performance engine, native BP Pay integration, and flexible billing capabilities to maximize profitability and simplify operations end-to-end.

Trusted by Leading Global Enterprises

Industry Focus

Scale transactions, automate revenue sharing, cut costs, and optimize payments with BillingPlatform

High-Volume, Real-Time Transaction Processing

Process millions of micro-transactions daily with instant billing and reconciliation.

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Complex Partner Revenue Sharing & Marketplace Model

Automate revenue splits, payouts, and commissions across multi-tier ecosystems.

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Payment Method Optimization & Failed Payment Recovery

Increase authorization rates and reduce leakage with smart routing and recovery.

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Interchange Fee Management & Cost Optimization

Manage interchange fees and optimize routing to improve margins.

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Merchant Onboarding & Lifecycle Billing

Automate onboarding, custom pricing, and complete merchant lifecycle management.

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“Our partnership with BillingPlatform provides us with a configurable solution that fits into our broader revenue lifecycle ecosystem to help us meet our complex billing needs, initially for our Treasury Services and Trade Finance business. BillingPlatform will be an integral part of our transformation to streamline the customer experience.”

Jill Jensen, J.P. Morgan Payments Technology

Managing Director

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“We look forward to partnering with BillingPlatform to extend our reach to even more businesses and provide best-in-class billing and payment technology to our joint customers.”

Andrew Gilboy, GoCardless

General Manager, North America

“After researching multiple market options, BillingPlatform stood out as the ideal solution for InComm Payments based on its easy-to-use interface, scalability, and ability to handle our complex pricing and billing requirements.”

Dean Thompson Sr., InComm Payments

Director, Financial Information Systems

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“As we expanded, we needed a billing solution that could not only handle our growing volumes and complexity but also integrated to critical third-party solutions to round out the entire billing and revenue management process, and BillingPlatform emerged as the best solution for our needs.”

Sarah Spoja, Tipalti

CFO

High-Volume, Real-Time Transaction Processing

Scale Transactions Without Limits

Payment processors manage millions of micro-transactions every day. BillingPlatform’s high-performance engine enables real-time processing, instant billing generation, automated reconciliation, and native BP Pay integration—ensuring seamless end-to-end transaction management without bottlenecks.

Complex Partner Revenue Sharing & Marketplace Model

Automate Multi-Tier Revenue Sharing

Marketplaces and processors must support complex revenue splits across merchants, ISOs, and referral partners. BillingPlatform automates calculations for unlimited partner tiers, handles real-time commission splits, and integrates with payout systems for instant, transparent settlements.

Payment Method Optimization & Failed Payment Recovery

Maximize Authorization Rates and Reduce Revenue Loss

Payment failures erode margins. With BP Pay, processors gain advanced retry logic, intelligent payment routing, automated chargeback handling, and dunning processes powered by machine learning. The result: higher success rates and minimized revenue leakage.

Interchange Fee Management & Cost Optimization

Optimize Costs Across Payment Networks

Managing interchange fees is complex and costly. BillingPlatform automatically calculates interchange fees, adapts to schedule changes, optimizes routing for cost efficiency, and delivers transparent merchant reporting with detailed cost analysis and real-time optimization.

Merchant Onboarding & Lifecycle Billing

Manage Merchant Relationships from Start to Finish

Processors serve a diverse merchant base with unique pricing and contract needs. BillingPlatform automates onboarding workflows, supports unlimited pricing models, manages mid-contract changes, and provides complete lifecycle billing—from activation to offboarding.